On-Time Closing Guarantee Terms & Conditions
1. Overview
GeorgiaFixAndFlipLoans.com offers an On-Time Closing Guarantee to provide confidence to borrowers during the real estate investment process. This policy outlines the terms, eligibility requirements, and limitations of the program.
2. Guarantee Description
If your loan fails to close by the contractually agreed-upon date due to delays caused solely by us or our lending partners, you may be eligible to receive a credit toward your closing costs or lender fees, up to $500.
3. Eligibility Requirements
To qualify for the On-Time Closing Guarantee, all of the following conditions must be met:
- – All borrower documents submitted within 24 hours of request
- – No changes to borrower qualifications or property condition
- – Title, appraisal, and third-party items delivered on time
- – Minimum of 10 business days provided from loan submission to closing
4. Covered Delays
This guarantee applies only to delays resulting from:
- – Internal underwriting or documentation errors
- – Delayed processing or scheduling by our internal team
5. Exclusions
The guarantee does not apply to delays caused by:
- – Appraisers, title companies, inspectors, or other third parties
- – Borrower or agent delays
- – Force majeure events (e.g., natural disasters, legal holds)
6. Remedy
If your transaction qualifies, you may be eligible for a:
– Closing cost credit (up to $500) or
– Waiver of certain lender fees, at the lender’s discretion
7. How to File a Claim
To submit a claim, you must:
- – Email guarantee@georgiafixandfliploans.com within 5 business days of the missed closing
- – Provide documentation showing all criteria were met
- – Allow our team to verify and confirm the details of your file
8. Policy Changes
GeorgiaFixAndFlipLoans.com reserves the right to modify or discontinue this guarantee program at any time without notice. Updates do not affect transactions already under contract.
Legal Disclaimer
This guarantee is promotional in nature and is not a legal obligation. Any remedy is subject to final determination by GeorgiaFixAndFlipLoans.com.
Contact Us:
Email: dmca@hardmoneyfixandfliploans.com
Mailing Address: (Atlanta Financial Center) 3343 Peachtree Rd NE Suite 145. Atlanta, GA 30326
Phone: (800) 664-7505