Georgia construction loans for investors are short-term financing solutions designed to fund ground-up residential or commercial construction projects. These loans provide capital for land acquisition, building materials, and labor until the project is completed and sold or refinanced.

Qualified borrowers typically include:

– Real estate developers and builders with a proven track record
– First-time investors with a licensed general contractor
– Borrowers with a minimum credit score of 660
– Entities or individuals with a solid exit strategy (sale or refinance)

We offer loan amounts ranging from $150,000 to over $5,000,000, depending on the project scope, borrower experience, and location.

We provide construction loans across the state, including:

– Atlanta
– Savannah
– Columbus
– Augusta-Richmond County
– Athens-Clarke County
– Macon
– Alpharetta

We fund up to 85% LTC. This means we finance up to 85% of the total construction costs, while the borrower covers the remainder.

Apply online or call our team directly. We’ll assess your project, provide a quote, and walk you through the process to get funded fast.

– Pre-Approval: Within 24–48 hours
– Funding: Typically within 7–14 days after appraisal and underwriting

Absolutely. Many of our clients build new homes or small multi-family units and then refinance into DSCR rental loans after the project is complete.

Yes — we work with first-time investors who partner with licensed and insured contractors. Your project viability and team experience are more important than your personal track record.